Financial Responsibility Limits

FINANCIAL RESPONSIBILITY LIMITS

(October 2019)

 

 

 

 

 

State

Minimum Liability Limits

Split Liability

in (000s)

Combined Liability

Alabama

25/50/25

not stated

Alaska

50/100/25

not stated

Arizona

15/30/10

not stated

Arkansas

25/50/25

not stated

California

15/30/5

not stated

Colorado

25/50/15

not stated

Connecticut

25/50/25

not stated

Delaware

25/50/10

not stated

District of Columbia

25/50/10

not stated

Florida

10/20/10

$30,000

Georgia

25/50/25

not stated

Hawaii

20/40/10

not stated

Idaho

25/50/15

not stated

Illinois

25/50/20

not stated

Indiana

25/50/25

not stated

Iowa

20/40/15

not stated

Kansas

25/50/25

not stated

Kentucky

25/50/25

$60,000

Louisiana

15/30/25

not stated

Maine*

50/100/25

not stated

Maryland

30/60/15

not stated

Massachusetts

20/40/5

not stated

Michigan

20/40/10

not stated

Minnesota

30/60/10

$70,000

Mississippi

25/50/25

not stated

Missouri

25/50/25

not stated

Montana

25/50/20

not stated

Nebraska

25/50/25

not stated

Nevada

25/50/20

not stated

New Hampshire

25/50/25

not stated

New Jersey

15/30/5

not stated

New Mexico

25/50/10

not stated

New York

25/50/10

not stated

North Carolina

30/60/25

not stated

North Dakota

25/50/25

not stated

Ohio

25/50/25

not stated

State

Minimum Liability Limits

Split Liability

in (000s)

Combined Liability

Oklahoma

25/50/25

not stated

Oregon

25/50/20

not stated

Pennsylvania

15/30/5

not stated

Puerto Rico

No FR

N/A

Rhode Island

25/50/25

$75,000

South Carolina

25/50/25

not stated

South Dakota

25/50/25

not stated

Tennessee

25/50/15

$60,000

Texas

30/60/25

not stated

Utah

25/65/15

not stated

Vermont

25/50/10

not stated

Virginia

25/50/20

not stated

Washington

25/50/10

not stated

West Virginia

25/50/25

not stated

Wisconsin

25/50/10

not stated

Wyoming

25/50/20

not stated

*Maine – The limits shown apply to only private passenger vehicles. Significantly higher limits apply to commercial vehicle types. The required commercial limits vary by vehicle use.

We suggest checking with your local Department of Motor Vehicles for clarification.